Navigating the world of senior insurance products can be overwelming. POTUS/Congress aren't helping creating uncertainty in the Social Security and Medicare systems. We're going to be that resource you can depend on. Our customers stay with us knowing our agency will answer your calls when you need us, but not fill your voicemail/inbox/mailbox with junk when you dont. We limit our communications to what's essential supporting your needs and maintaining compliance with all federal and state laws and agency policies. Doing business the right way, is our only way to operate.
Medicare Advantage plans are private health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Per CMS rule, they must cover everything covered under Original Medicare. Plans are changing for 2025; is yours still the right one?
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. If Medicare doesn't pay, supplements don't pay! Is your 2025 Part D Prescription premium breaking the bank? It might be time to shop advantage plans.
Medicare Part D is private prescription drug coverage regulated by the federal government covering both brand-name and generic prescription drugs at participating pharmacies in your area. We will educate you on the major changes - $2,000 Price Cap, elimination of Donut Hole or Coverage Gap, and Medicare Prescription Payment Plan or M3P.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums. We offer several different plans. Dental benefits are being reducing or changed in many 2025 plans - don't have a financial cavity.
ABOUT US
When it comes to senior insurance, we know that making the right choice can be difficult. To help you make the right decision we use a time-tested commonsense approach – we ask the right questions, listen to your answers, and only then recommend products and plans that fit your particular needs.